Find Affordable Dodge Viper Insurance in Bakersfield

The recommended way to get low-cost car insurance rates is to start comparing prices yearly from insurers in Bakersfield.

A good tip to remember is to make sure you’re comparing identical coverages on every quote request and and to get rates from as many car insurance companies as possible. This ensures a fair rate comparison and a complete price analysis.

Insurance rates Dodge Viper in BakersfieldIt’s easy to assume that auto insurance companies want to prevent you from shopping around. Insureds who compare other prices will presumably move their business because there is a significant possibility of finding more affordable rates. A study discovered that people who did price comparisons regularly saved on average $865 annually compared to other drivers who never compared other company’s rates.

If finding budget-friendly car insurance is why you’re here, learning the best way to compare coverage rates can help simplify the process.

When comparing car insurance rates, know that comparing more rates from different companies increases the chance that you will find more affordable rates.

The following companies are our best choices to provide quotes in California. If multiple companies are listed, we suggest you click on several of them to get the best price comparison.

Reduce your auto insurance rates with these eight discounts

Not too many consumers would say auto insurance is affordable, but you might already qualify for some discounts that could drop your premiums quite a bit. Certain reductions will be credited at the time of purchase, but lesser-known reductions have to be specially asked for in order for you to get them.Cheaper auto insurance with discounts

Policy discounts save money, but many deductions do not apply to your bottom line cost. Most only apply to individual premiums such as liability and collision coverage. Despite the appearance that all the discounts add up to a free policy, you’re out of luck. Any amount of discount will lower the cost of your policy.

The information below illustrates the comparison of Dodge Viper insurance rates with and without discounts applied to the premium. The prices are based on a male driver, no claims, a clean driving record, California state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, homeowner, claim-free, multi-policy, multi-car, and marriage discounts applied.

A list of auto insurance companies and some of the premium reductions they offer are outlined below.

Double check with all the companies what discounts are available to you. A few discounts may not apply to policies in Bakersfield.

Dodge Viper insurance coverage information

The premium information shown next outlines detailed analysis of insurance premium costs for Dodge Viper models. Learning more about how auto insurance policy rates are determined can assist in making decisions on which coverage to buy.


Dodge Viper Insurance Rates in Bakersfield, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Viper SRT/10 2-Dr Coupe $424 $1074 $500 $30 $150 $2,178 $182
Viper SRT/10 2-Dr Roadster $424 $1074 $500 $30 $150 $2,178 $182
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Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Table data does not factor in specific zip code location which can influence price quotes noticeably.

Rate comparison for different deductibles

One of the more difficult decisions when buying car insurance is which deductible level should you buy. The following tables show the rate differences when you select higher and lower deductibles. The first rate quote example uses a $100 comprehensive and collision deductible and the second data table uses a $1,000 deductible.


Dodge Viper insurance premium rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Viper SRT/10 2-Dr Coupe $674 $1544 $442 $26 $132 $2,843 $237
Viper SRT/10 2-Dr Roadster $674 $1544 $442 $26 $132 $2,843 $237
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Dodge Viper insurance premium rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Viper SRT/10 2-Dr Coupe $374 $814 $442 $26 $132 $1,788 $149
Viper SRT/10 2-Dr Roadster $374 $814 $442 $26 $132 $1,788 $149
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Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Table data does not factor in specific zip code location which can impact rates noticeably.

Based on this data, using a $100 deductible costs approximately $88 more each month or $1056 for a full year averaged for all Viper models than buying the higher $1,000 deductible. Since you would pay $900 more out of your own pocket with a $1,000 deductible as compared to a $100 deductible, if you tend to have more than 10 months between claims, you would save more money going with the higher deductible.

Dodge Viper insurance costs by gender and age

The chart below shows the difference between Dodge Viper auto insurance costs for male and female drivers. The premium estimates are based on no driving violations, no at-fault accidents, comp and collision included, $250 deductibles, drivers are not married, and no discounts are applied.

Best car insurance company in Bakersfield

Buying coverage from the highest-rated auto insurance company can be challenging considering how many companies there are to choose from in California. The rank data below could help you pick which car insurance companies you want to consider purchasing coverage from.

Top 10 Bakersfield Car Insurance Companies Ranked by Customer Service

  1. AAA of Southern California
  2. GEICO
  3. State Farm
  4. The Hartford
  5. Mercury Insurance
  6. The General
  7. Progressive
  8. Allstate
  9. AAA Insurance
  10. American Family

Top 10 Bakersfield Car Insurance Companies Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. AAA of Southern California
  5. Titan Insurance
  6. The General
  7. AAA Insurance
  8. State Farm
  9. Mercury Insurance
  10. Nationwide