If saving the most money is your goal, then the best way to get the cheapest GMC Sierra 3500HD insurance in Bakersfield is to regularly compare price quotes from providers in California. Rates can be compared by following these guidelines.
- Gain an understanding of how companies price auto insurance and the things you can control to keep rates low. Many factors that are responsible for high rates like speeding tickets, careless driving and poor credit history can be remedied by making minor driving habit or lifestyle changes. This article gives more details to help prevent high rates and find overlooked discounts.
- Obtain price quotes from independent agents, exclusive agents, and direct companies. Direct companies and exclusive agencies can only give rate quotes from a single company like Progressive or Farmers Insurance, while independent agents can provide rate quotes from many different companies.
- Compare the new rate quotes to your existing coverage and determine if cheaper Sierra 3500HD coverage is available. If you find a lower rate and change companies, make sure there is no lapse between the expiration of your current policy and the new one.
- Provide notification to your current company of your intent to cancel your current car insurance policy and submit a completed policy application and payment to your new agent or company. As soon as you receive it, keep the new proof of insurance certificate in your vehicle’s glove compartment or console.
A good tip to remember is to make sure you’re comparing similar limits and deductibles on each price quote and and to get price quotes from as many companies as you can. This ensures a fair price comparison and many rates to choose from.
Unbelievably, most car insurance buyers kept their policy with the same company for at least the last four years, and virtually 40% of consumers have never compared quotes from other companies. Bakersfield drivers could pocket approximately 35% a year by just comparing rate quotes, but they don’t know the benefits if they switched to a more affordable policy.
The quickest way to compare car insurance rates for GMC Sierra 3500HD insurance in Bakersfield is to understand auto insurance companies pay for the opportunity to compare rate quotes. The only thing you need to do is give the companies some data like your general credit rating, whether you drive to work or school, which vehicles you own, and if you have a valid license. Your details is automatically sent to multiple different insurance companies and they return rate quotes instantly.
To compare multiple company cheap GMC Sierra 3500HD insurance rates now, click here and complete the quick form.
The providers in the list below have been selected to offer comparison quotes in California. If multiple companies are listed, we recommend you visit as many as you can to find the most affordable auto insurance rates.
Rates and other information
The table displayed below highlights a range of insurance prices for GMC Sierra 3500HD models. Knowing how premiums are formulated can help customers make smart choices when comparing insurance rates.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Sierra 3500HD SLE Regular Cab 2WD | $436 | $744 | $456 | $26 | $136 | $1,798 | $150 |
| Sierra 3500HD SLE Regular Cab 4WD | $436 | $856 | $568 | $34 | $170 | $2,064 | $172 |
| Sierra 3500HD SLE Crew Cab 2WD | $436 | $744 | $456 | $26 | $136 | $1,798 | $150 |
| Sierra 3500HD SLE Extended Cab 2WD | $436 | $744 | $456 | $26 | $136 | $1,798 | $150 |
| Sierra 3500HD SLE Extended Cab 4WD | $436 | $856 | $568 | $34 | $170 | $2,064 | $172 |
| Sierra 3500HD SLE Crew Cab 4WD | $436 | $856 | $568 | $34 | $170 | $2,064 | $172 |
| Sierra 3500HD SLT Extended Cab 2WD | $436 | $744 | $456 | $26 | $136 | $1,798 | $150 |
| Sierra 3500HD SLT Crew Cab 4WD | $436 | $856 | $568 | $34 | $170 | $2,064 | $172 |
| Sierra 3500HD SLT Extended Cab 4WD | $436 | $856 | $568 | $34 | $170 | $2,064 | $172 |
| Sierra 3500HD SLT Crew Cab 2WD | $480 | $856 | $456 | $26 | $136 | $1,954 | $163 |
| Get Your Own Custom Quote Go | |||||||
Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Table data does not factor in vehicle location which can modify price quotes considerably.
The chart below illustrates how your deductible choice and can change GMC Sierra 3500HD insurance costs for each age group. The rate quotes are based on a single male driver, full coverage, and no discounts are factored in.
Violations and accidents raise rates
The information below demonstrates how speeding tickets and at-fault collisions drive up GMC Sierra 3500HD auto insurance rates for each age group. The data assumes a married male driver, full physical damage coverage, $1,000 deductibles, and no additional discounts are factored in.
Your situation helps dictate your coverage
When selecting proper insurance coverage for your vehicles, there really is no single plan that fits everyone. Everyone’s situation is a little different so this has to be addressed.
For instance, these questions may help you determine if your insurance needs may require specific advice.
- What is the difference between comprehensive and collision coverage?
- Am I insured when driving a different vehicle?
- Can I get by with minimal medical coverage if I have good health insurance?
- Should I carry comprehensive and collision coverage?
- Is a driver training discount available?
- Are my custom wheels covered?
If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to an agent. If you don’t have a local agent, simply complete this short form or click here for a list of insurance companies in your area. It only takes a few minutes and may give you better protection.
Are auto insurance agents of importance?
Some consumers prefer to visit with an insurance agent and that is just fine! Agents can help determine the best coverages and will help you if you have claims. The biggest benefit of comparing rates online is that drivers can save money and get cheap insurance rates and still choose a local agent. Supporting local insurance agents is important especially in Bakersfield.
Upon completion of this form (opens in new window), your coverage information is immediately sent to companies in Bakersfield that give free quotes and help you find cheaper coverage. It makes it easy because there is no need to search for an agent since rate quotes are delivered directly to your email. If you wish to compare rates from a specific insurance provider, you just need to visit that company’s website and fill out the quote form the provide.
Exclusive or Independent: There is a difference
When searching for a local Bakersfield insurance agent, there are two different types of agencies and how they work. Insurance agents are categorized either independent or exclusive depending on the company they work for. Either one can properly insure your vehicles, but it is important to understand the difference in how they write coverage because it can factor into the type of agent you choose.
Independent Insurance Agencies or Brokers
These type of agents do not write with just one company and that is an advantage because they can write policies with many different companies and find the cheapest insurance rates. To move your coverage to a new company, your agent can just switch to a different company and the insured can keep the same agent. If you are trying to find cheaper rates, you absolutely need to get some free quotes from a few independent agents to have the most options to choose from.
Listed below is a small list of independent insurance agencies in Bakersfield that can give you free insurance quotes.
Lorena Magana Insurance Agency, Inc.
4141 Ming Ave – Bakersfield, CA 93309 – (559) 783-9550 – View Map
Nationwide Insurance: Mountain Pacific Insurance And Financial Services
3100 19th St #250 – Bakersfield, CA 93301 – (661) 873-4780 – View Map
Omega Financial and Insurance Services Inc
400 H St – Bakersfield, CA 93304 – (661) 326-6870 – View Map
Exclusive Insurance Agents
Agents that elect to be exclusive have only one company to place business with such as State Farm, Allstate, and Farm Bureau. Exclusive agencies are unable to provide other company’s prices so always compare other rates. These agents are very knowledgeable in insurance sales which can be an advantage.
Listed below is a list of exclusive agents in Bakersfield that can give you rate quotes.
Mike Brazzell – State Farm Insurance Agent
3721 Columbus St – Bakersfield, CA 93306 – (661) 872-7770 – View Map
Jeremy Scheidle – State Farm Insurance Agent
2017 24th St – Bakersfield, CA 93301 – (661) 861-9797 – View Map
Dennis Stitt – State Farm Insurance Agent
1811 Oak St Ste 155 – Bakersfield, CA 93301 – (661) 327-6990 – View Map
Picking the best insurance agency needs to be determined by more than just the quoted price. A good agent in Bakersfield will have answers to these questions.
- Are they full-time agents?
- Will the quote change when the policy is issued?
- Is there a local claims center in Bakersfield?
- How much training do they have in personal risk management?
- Does the company have a solid financial rating?
- How long has their agency been in business in Bakersfield?
Upon getting good responses to your questions in addition to an acceptable price estimate, you have narrowed it down to a car insurance agent that can be trusted to provide insurance coverage. But keep in mind you are entitled to cancel your coverage whenever you choose to so never assume that you’re stuck with your new company for the entire policy term.
California car insurance companies
Choosing the right insurance company is difficult considering how many companies there are in Bakersfield. The ranking information shown next could help you decide which auto insurers you want to consider when comparing rates.
Top 10 Bakersfield Car Insurance Companies Ranked by Claims Service
- AAA of Southern California
- State Farm
- Esurance
- AAA Insurance
- Progressive
- Liberty Mutual
- GEICO
- Allstate
- Titan Insurance
- The Hartford
Top 10 Bakersfield Car Insurance Companies Overall
- USAA
- American Family
- AAA of Southern California
- State Farm
- The Hartford
- AAA Insurance
- GEICO
- The General
- Titan Insurance
- Progressive